Choose your own decision-makers
Choose who will act for you rather than leaving decisions to a court-appointed deputy.
Protect Your Choices with a Lasting Power of Attorney
A Lasting Power of Attorney allows you to appoint trusted people to act on your behalf if you lose the ability to make decisions for yourself.
It ensures the people you choose can manage important matters relating to your health, welfare and finances.
Without one, your family may be left unable to act when it matters most.
Why Make an LPA?
A Will protects your loved ones after you pass away. An LPA protects you while you are still alive.
Avoid costly court applications
Help your family reduce delays, additional costs and ongoing Court of Protection administration.
Marriage does not give legal authority
A spouse cannot automatically manage financial or healthcare decisions without legal authority.
Protect yourself during your lifetime
An LPA protects you if illness, serious injury or age-related conditions leave you unable to make decisions for yourself.
Keep control over your wishes
Record your preferences and appoint trusted people to make decisions in line with your wishes.
Act before it is too late
An LPA can only be created while you have mental capacity, making forward planning essential.
What Happens Without an LPA?
If you lose mental capacity without a registered LPA, your loved ones may be unable to manage your finances, property or care decisions when you need them most.
Families are often surprised by how little authority they actually have without a registered LPA.
Family cannot automatically act
Without a registered LPA, even close relatives may not have legal authority to make decisions for you.
Accounts may be inaccessible
Banks and financial providers may refuse access, even where bills still need to be managed.
Important decisions may be delayed
Care, property and financial decisions can be held up at a time when quick action may be needed.
Court application may be required
Your family may need to apply to the Court of Protection for a Deputyship Order.
Additional costs can arise
Deputyship applications can involve significant cost, delay and ongoing administration.
Stress for loved ones
The process can add unnecessary pressure during an already difficult time.
Two Types of Lasting Power of Attorney
There are two different types of LPA. Many people choose to put both in place for complete protection.
Property and Financial Affairs LPA
Allows your attorneys to manage bank accounts, pay bills, deal with property and handle financial matters on your behalf.
- Bank accounts and bills
- Property and mortgages
- Pensions and investments
- Day-to-day financial matters
Health and Welfare LPA
Allows your attorneys to make decisions about medical treatment, care arrangements and day-to-day wellbeing if you lose mental capacity.
- Medical treatment
- Care arrangements
- Living arrangements
- Life-sustaining treatment decisions
A Common Misconception
Family can't automatically step in
If you lose mental capacity, your spouse, partner or adult children do not automatically have legal authority to manage your finances, property or welfare decisions.
Without a registered LPA, they may need to apply to the Court of Protection before they can act on your behalf.
- No automatic authority over bank accounts
- No automatic authority over property decisions
- No automatic authority over health and welfare choices
Planning ahead now means the important decisions stay with the people you choose, not someone chosen for you.
How Wyvern Makes It Simple
Creating your LPA is straightforward with our clear four-step process.
Free Consultation
15 minute no-obligation conversation to understand your situation and explain your options.15 minute no-obligation call to understand your situation and explain your options.
Instruction Meeting
Structured meeting where we discuss your wishes and confirm your attorney appointments.Structured meeting to discuss your wishes and confirm your attorney appointments.
Draft and Review
We prepare your LPA application and provide everything securely for review and approval.Prepare your LPA application and provide everything securely for review and approval.
Registration with the OPG
We guide you through signing and submit your application to the Office of the Public Guardian.Guide you through signing and the application to the Office of the Public Guardian.
Frequently Asked Questions
Common questions about making a Lasting Power of Attorney with Wyvern Estate Planning.
To ensure someone you trust can step in and make decisions on your behalf if you lose the ability to make them yourself, helping avoid uncertainty and lengthy legal processes.
Yes. LPAs are about unpredictability, not age. Sudden accidents and unexpected illnesses can happen at any time, so putting protection in place early can be important.
Without a registered LPA, family members may not have legal authority to manage finances or make important healthcare decisions on your behalf. They may need to apply to the Court of Protection for a Deputyship Order.
Yes. You can appoint multiple attorneys and decide whether they make decisions together or can act independently. You can also name replacement attorneys.
We prepare your documents quickly and manage the registration process on your behalf. The Office of the Public Guardian currently takes several months to register LPAs, although processing times can vary. We guide you through every stage and keep the process as simple as possible.
Put Protection in Place Before It's Needed
The best time to put an LPA in place is while you are fit and well.
A short conversation can help you understand your options and plan with confidence.